Free loan checkup

Call Today: 02 8740 6425 (NSW) 1300 152 228 (QLD)

Get us on your side
& make a success story.



An extensive panel of lenders.


Access to a simple Online Lodgement and Quotation system.


Paperless approval process.


Faster turn-around times and settlements.


Assess to 24 different lenders.


Submit a scenario and get quick answers.

Property & Life is better with us..



Red Tie is a 100% Australian owned and Operated Finance brokerage with access to loans from over 25 lenders


our goal

Is to assist you in finding a better
home loan. A loan that suits your
pocket. A loan that suits your Lifestyle.

Our goal is make use of our knowledge and expertise to make your dreams come true.



Try one of our calculators Today
and find out how much you can
borrow and what your repayments
are going to be. Simply put in your
details and follow the instructions.

  • Interest Rates
  • Home loans
  • Investment loans
  • Car loans
  • personal loan
  • SMSF loans


  • 1. You spend money on an asset that grows in value over time.
  • 2. A property is a lucrative asset – it always appreciates in value.
  • 3. Owning a home puts you in a good financial position for the future.
  • 4. You are able to make repairs, alterations to the property and truly make it your own.
  • 5. Australia’s lenders are aggressively competing for business – they want to finance your property dreams at a good interest rate.
Consideration of Owing a property
  • 1. Purchasing the property isn’t the only expense – consider maintenance fees, bills & repair.
  • 2. When property values surge, you may be forced to buy where you can afford and not ideally where you’d like to live.
  • 3. Costs associated with buying a property can be significant – Lenders Mortgage Insurance, solicitor’s fees, conveyancing fees, pest and building inspections.
  • 4. Buying a property requires a significant deposit, which may take years and considerable sacrifices.
Steps to buying a property
  • 1. Plan your budget to see how much you can afford to repay, and set a plan to start saving for a deposit.
  • 2. Meet our Red Tie Mortgage broker to discuss your finance options and work out how much you can borrow.
  • 3. Work with your Red Tie Mortgage broker to select the right loan for you and request loan pre- approval. Your broker will take care of the application and paperwork.
  • 4. Let the fun commence! You now get to search for your new home, safe in the knowledge of how much you can afford to spend.
  • 5. Organize building and pest or strata inspection on the home of your choice.
  • 6. To buy through a real estate agent, make an offer and begin negotiating on price. To buy at auction, place a bid and hold your nerve!
  • 7. Once an offer has been accepted, contracts are signed and exchanged. At this stage, you will pay your deposit, usually 10% of the purchase price.
  • 8. You now have a few days to change your mind about the purchase. If you back out, you may forfeit some of your deposit. There are regional differences in cooling-off periods, and if you have bought at auction, you won’t have the option. Auction purchases are final!
  • 9. Settlement usually occurs four to six weeks following the exchange of contracts. The keys are handed over, and you are officially a home-owner.
  • 10. This is the moment when all your hard work pays off. You can finally move into your new home and get settled. No more renting – you live in your own home at last!

finance news

  • Changes to Living Expenses check, check with your broker.
  • 1 month statement of each credit card required under new lending.
  • Banks offering up to $1250 as cash back on new refinancing home loan.*
  • Interest rates on hold but lending guidelines getting tougher each day.
  • You can save on an average $82000 by switching from a major bank.*
  • Broker channel is still the most popular way to get the best deals.