"Mortgages made easy,
every step of the way."

Six Reasons Why People Choose Us

An extensive panel of lenders.
Access to a simple Online Lodgement and Quotation system.
Paperless approval process.
Faster turn-around times and settlements.
A very friendly and professional team that always goes the extra mile.
Submit a scenario and get quick answers.

Steps to buying a property

Step 1

Plan your budget to see how much you can afford to repay, and set a plan to start saving for a deposit.

Step 2

Meet our Red Tie Mortgage broker to discuss your finance options and work out how much you can borrow.

Step 3

Work with your Red Tie Mortgage broker to select the right loan for you and request loan pre- approval. Your broker will take care of the application and paperwork.

Step 4

Let the fun commence! You now get to search for your new home, safe in the knowledge of how much you can afford to spend.

Step 5

Organize building and pest or strata inspection on the home of your choice.

Step 6

To buy through a real estate agent, make an offer and begin negotiating on price. To buy at auction, place a bid and hold your nerve!

Step 7

Once an offer has been accepted, contracts are signed and exchanged. At this stage, you will pay your deposit, usually 10% of the purchase price.

Step 8

You now have a few days to change your mind about the purchase. If you back out, you may forfeit some of your deposit. There are regional differences in cooling-off periods, and if you have bought at auction, you won’t have the option. Auction purchases are final!

Step 9

Settlement usually occurs four to six weeks following the exchange of contracts. The keys are handed over, and you are officially a home-owner.

Step 10

This is the moment when all your hard work pays off. You can finally move into your new home and get settled. No more renting – you live in your own home at last!